DeFi is moving quickly through the blockchain space and is sure to define it in 2019. ICOs are outright boring compared to the innovation and excitement around Decentralized Finance, already dubbed DeFi. We already know the blockchain does money very well—without a doubt the most successful “application” of the technology. But money is a not a static good; it can be sliced and diced in many different ways. The traditional financial world has created many financial instruments allowing money to be borrowed, lent, collateralized, basketed, hedged, leveraged, optioned, insured, and so on. Now all these instruments are coming to the blockchain. And made better.